We’re RATIO — a small but friendly bookkeeping team with roots in The Netherlands and Austria. We help freelancers, makers, and small business owners feel confident about their numbers. Whether you’re just starting out or juggling receipts mid-project, we’re here to bring calm, clarity, and structure — with a personal touch.
What started as a childhood friendship grew into a cross-border bookkeeping team — here to help make sense of your numbers, in a human way.
I’m Ioana Răileanu, founder of RATIO Accountancy. I started this business because I genuinely love how numbers can tell a story — not just about money, but about the people behind it. Every receipt, invoice, or spreadsheet says something about your work, your effort, your choices.
I work with makers, doers, and hands-on entrepreneurs — carpenters, caterers, movers, and creatives. I understand the real-world side of things: fuel receipts, mixed VAT rates, deposit refunds, and the constant question: “Can I put this on the business?” I’ll walk you through the process, explain things clearly, and make sure you understand your bookkeeping — not just your bookkeeper.
I also run RATIO together with Oana Constantin, my longtime friend and now business partner. We were classmates in primary school, and years later, we reunited to study for the ACCA qualification. Now, with Oana based in Austria and me in the Netherlands, we combine local insight with a shared mission: to support freelancers and small business owners with calm, clarity, and care.
We’re always open to collaborations or partnerships — so if you’d like to work together, or just have a question, send us a message. We’re approachable, curious, and genuinely happy to help.